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Cheat Sheets

Add to home screen or desktop for the quickest access, don't forget to check height and weight charts.

Age 18-40

 30yr term (with money back)

Age 40-60

20yr term (no money back)

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On TERM Cheat Sheet:

-If it says Decline, offer Accidental

If it says Not Asked, write Term

Age 60-80

Whole Life (lasts whole life)

Age 18-70

Accidental (if can't qualify)

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On WHOLE Cheat Sheet:

-If it says Guaranteed, ROP, Modified or Graded, offer accidental

-If it says Preferred, Standard, Not Asked, or Immediate write Whole Life

Underwriting Guides

AETNA/CFG

MUTUAL OF OMAHA

JOHN HANCOCK

AMERICO

AMAM

For an easy find of ANY agent guide use google search. Search (Company Name, Product, Agent Guide) Example: "Americo Eagle Agent Guide"
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Carrier
Contact List

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Family First Life Compensation
Grid Sheet

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